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Affordable Care

Exploring Options that Make Care Affordable

Families and seniors will find there are many program options available. The first step in researching financial programs is to call the Priority Life Care location closest to you. We will help you find the affordable care resources that may be available to you.

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Affordable Senior Care is Our Mission

We believe all seniors deserve quality care. In fact, it’s part of Priority Life Care’s mission of “Compassionately light the way in senior care, with respect, to independence and affordability.”

Seniors will find there are many affordable options to help pay for senior care. These options vary by state but could include: paying privately, long-term care insurance, veterans’ benefits, veterans’ Aid and Attendance, a Medicaid waiver, Money Follows the Person, PACE, the Low-Income Housing Tax Credit, or other state-funded programs, including managed care and the Optional State Supplementation Program (OSS).

The first step in researching financial programs is to call the Priority Life Care location closest to you. We’ll help you find affordable care resources that may be available to you.

Private pay

All fees at the community are covered with private (resident or family) funds. Programs that fall under private pay are paid directly to the resident, and the resident uses payments pay for care.

Program assistance that also qualifies as private pay includes:

Supplemental Security Income (SSI)

SSI is a federal income supplement program funded by general tax revenues (not Social Security taxes). It is designed to help aged, blind, and disabled people, who have little or no income, and it provides cash to meet basic needs for food, clothing, and shelter.

For more information on SSI, click here.

Long-term care insurance

Long-term care insurance covers the cost of long-term care in certain types of care facilities, depending upon the policy. In most cases, the family supplies the invoice to their long-term care insurance provider, receives a check and pays the community. It may also be possible and preferred for the community to work directly with the insurance provider to receive the check directly to ensure timely payment.

We encourage families to work with an elder law attorney to understand the best planning options.

Veterans’ Benefits – Aid and Attendance

United States veterans or the surviving spouse of a veteran may qualify for the Aid and Attendance Program and receive monthly benefits to help cover the costs of senior housing and care.

Aid and Attendance can help pay for care in an assisted living community. A veteran is eligible for up to $1,936 per month, while a surviving spouse is eligible for up to $1,244 per month. Couples are eligible for up to $2,295 per month.

Payments are made to the resident and the resident pays the community. In many cases, benefits may be retroactive to your application date provided all of the information is supplied.

Additional information on eligibility for Veterans Aid & Attendance can be found here.

Medicaid Waiver / Managed Care

Many states provide a waiver for individuals who participate in the Medicaid program. However, not all individuals on Medicaid meet waiver eligibility. The waiver is written to assist the elderly or disabled residents who need assisted living care. The program differs state to state and may be managed by health care insurance corporations.

Check with your local Area Agency on Aging to understand waiver availability in your state. Find your local Area Agency on Aging here.

Optional State Supplementation (OSS)

OSS is a state-funded program designed to help those who are eligible meet basic living needs not fully covered by the Federal Supplemental Security Income (SSI) program provided in licensed Community Residential Care Facility. OSS is not a Medicaid program.

Find your local Area Agency on Aging here.


PACE is a Medicare and Medicaid program that helps people meet their health care needs in the community instead of going to a nursing home or other care facility. PACE stands for Programs of All-Inclusive Care for the Elderly.

For more information on PACE, visit here.

Additional programs may be available in your local area. To better understand available resources, contact the Priority Life Care community closest to you here.

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